I ran across this chart this week and I thought I would share it with you. What it shows is that since May the world markets have been in decline. And it seems that the US markets are trying to follow suit.

We don't read much about this in the papers outside of the occasional comments about Japan's market or maybe a couple of the European stock markets and that is a little worrisome.

It is as if "they" do not want us to know about problems starting to pop up around the world. Knowing that other countries are starting to see weakness in their markets would only cause caution or worse fear. Unfortunately what "they" do not realize is that there is a tremendous amount of interconnectedness in the global markets and what goes around comes around.

Just to cut through some of the news hype that we are exposed to every day you should know that none of the stock indexes in the U.S. are higher than they were in December of 2005. They are all lower. If your investment or retirement funds are all invested in U.S. markets, they are not doing well. That is why diversification is so important and not just diversification between different funds or stocks, but in different asset classes.


We are putting the final touches on a new kind of investment system. We have been testing the strategies that I have talked about here for over five years. Our main desire right now is to make it as simple and easy to understand as possible. This system is not some day trading strategy that requires your constant attention. It is primarily designed for people who are too busy to baby-sit their investments, but at the same time want to protect their assets.

The basic system requires maybe 30 minutes once a year. I believe that even the busiest folks can set aside 30 minutes a year if it means protecting their investment and retirement accounts and accumulating enough assets to retire comfortably.

If you would like to be notified when the Risk Adjusted Asset Management System (RAAMS) is ready, just send a blank email to: alertinvestor@freefollowup.com and we will let you know the minute it is finished.